5 Things To Ask A Heating System Installation Contractor When Receiving A Quote
Replacing your home heating and cooling system can be a major investment. Fortunately, manufacturers, installers and even energy companies offer a variety of incentives that can help you save money on your new HVAC system. These rebates and discounts are designed to encourage homeowners to install high efficiency HVAC systems. Taking advantage of these money-saving opportunities can make it more feasible to replace your old system, enjoy a more comfortable home and reduce utility bills. To help you take full advantage of various savings opportunities, here are the five most important questions you will want to ask a HVAC installation contractor as you consider investing in a replacement project:
1) Do You Offer Financing and What Are The Terms?
Your HVAC system includes a furnace, heat pump, ac unit, heat exchanger, duct work and many other vital components. That means that replacing the entire system can be an expensive and complex undertaking. Not everyone has thousands of dollars saved up and ready to spend on a new heating and cooling system. That is why many retailers, installers and manufacturers offer financing programs to help better manage the cost of heating installation.
Before you sign the paperwork and agree to a finance program, be sure that you have read all the fine print and are completely aware of the terms, including:
- Is there a down payment requirement and how much is it?
- What will my monthly payment be?
- What is the interest rate on the loan?
- What are the late charges?
- How long will I have to pay off the loan?
- Are there penalties for paying off the loan early?
Understanding the terms of any finance program will help you avoid surprises and ensure that it is the right decision for you.
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2) Does A High Efficiency System Make Sense Financially For My Home?
Many homeowners know that they will need to replace their HVAC system in the near future, but they put off spending the money. However, new heating and cooling systems provide a variety of financial rewards that makes it fiscally smart to begin the replacement process now rather than later.
A new system can increase the value of your home, significantly reduce utility bills and provide valuable rebates and tax deductions. Be sure to speak with your furnace installation contractor and weigh the financial pros and cons of replacing your system. You may be surprised to learn just how affordable it can be, especially over the long-term.
3) What Rebates Are Currently Available From The Energy Companies And Manufacturers?
A reputable and experienced installer should be up-to-date on all the latest rebates that are currently available from HVAC manufacturers and energy companies in St. Louis. While you can certainly do your own research, your contractor should have this information readily available so that you can make informed decisions about the right products and systems for your home and your budget.
4) What Type Of Equipment Do I Need To Have Installed In Order To Qualify For The Rebates?
Typically, rebate programs are very specific about the type of equipment that needs to be installed in order to receive money back. The last thing you want is to invest in new equipment only to find out that your new HVAC system doesn’t qualify for the rebate program and you will have to pay full price.
Your installer should work closely with you to make sure you qualify for rebates, however, it is important to be proactive. Don’t hesitate to ask direct questions about the type of equipment you should have installed.
5) What Warranties Come With The Installation?
One of the big advantages of new heating and cooling systems is that they are exceptionally efficient, which reduces wear and tear and means that your system will last longer. Despite this, there is still the possibility that something will go wrong and you will have to pay for repairs. That is why it is important to ask about warranties and understand exactly what is covered in the event that there is a problem.
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As you consider whether now is the right time to replace your air conditioning and heating system, don’t hesitate to ask your installation contractor questions, especially when it comes to different ways to save on your equipment. Asking the right questions can help you enjoy significant savings through financing, rebates and other incentive programs. A comprehensive warranty will also offer protection in the event that you need to make repairs. Make sure you have all the information about heating and cooling installation in St. Louis before you start your HVAC replacement project.